Take a few simple steps to improve your credit score

If you’re looking for ways to improve your credit score, consider these suggestions:

Pay your bills on time.

Do not max out your credit cards or other revolving debt.

Pay off your debt rather than moving it among accounts.

Do not open many new [...]

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These 10 errors can put a dent in your future

DALLAS - All of us make financial mistakes, but there are some doozies that can really do lasting damage.

We commit those mistakes for several reasons: ignorance, fear, ego, a desire for immediate gratification.

Notice that all those involve emotions.

“We make our decisions on an emotional basis [...]

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Treasury-issued TIPS provide protection from inflation

Treasury Inflation Protected Securities, also know as TIPS, offer a unique investment avenue for investors. Issued by the U.S. Department of the Treasury, TIPS are securities that go with the inflation rate flow, as dictated by the Consumer Price Index. When the inflation rate increases, the interest rate on TIPS [...]

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Wells Fargo to offer mobile banking

Wells Fargo rolled out a service Tuesday that will enable customers to use their cell phones or BlackBerry-type devices to check their account balances and shift money between accounts - even while on the go.

The San Francisco-based bank predicts the service initially will appeal mostly to younger customers under age 30 [...]

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Retirement accounts climb to $16.4 trillion on growth in defined contribution plans and IRAs

NEW YORK - Americans have accumulated a record $16.4 trillion in retirement accounts, with about half of it in company-sponsored plans like 401(k)s and in Individual Retirement Accounts, according to a study by the Investment Company Institute.

The ICI, a Washington-based trade association, said that the total as of year-end 2006 was up [...]

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Cashing in on errors: Banks will cover your overdraft and charge a hefty fee

MINNEAPOLIS - Bouncing a check just isn’t what it used to be.

Not so long ago, if you didn’t have money in your account, the bank would slap you with a fee, but still not cover the check, except as an occasional courtesy. These days, banks and credit unions routinely cover overdrafts, [...]

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CASHING IN ON ERRORS

MINNEAPOLIS - Bouncing a check just isn’t what it used to be.

Not so long ago, if you didn’t have money in your account, the bank would slap you with a fee, but still not cover the check, except as an occasional courtesy. These days, banks and credit unions routinely cover overdrafts, [...]

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Shopping for value at outlet stores

NEW YORK - Bargain-hunters are often lured by name-brand goods at outlet malls, but does shopping there really save you money? Yes, say the experts at Consumer Reports. If you shop carefully, you can get discounts of up to 50 percent at designer outlets.

Here are five tips [...]

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Best states for retirees seeking low taxes, costs

Personal finance columnist Shannon Buggs answers readers’ questions about managing money.

Q Could you provide an article or Web sites on the best states to retire to in terms of low all-around taxes, low housing costs and living costs? But most important would be how states tax retirement [...]

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Unloading a leased car or truck

Kelly Garvin, 43, was skeptical about the odds of unloading the family’s SUV via a lease-swapping Web site. So when buyers seemed instantly interested, she could hardly believe it.

“You’re calling me on my ‘07 Yukon that gets 13 miles to the gallon?” she thought. “Are you serious?”

[...]

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